What we handle
Insurance Appraisal Services in Montana
Twelve services built around one job: an accurate, defensible valuation of your loss. Start with an estimate review, or bring us in once appraisal has been demanded.
Appraisal Clause Representation
We serve as your appointed appraiser once the policy’s appraisal clause is invoked on a covered claim.Explore
Homeowner Claim Appraisal
Appraisal for houses, log homes and cabins when the insurer’s estimate won’t cover a proper repair.Explore
Commercial & HOA Claims
Appraisal for commercial buildings, apartments, churches and condo or HOA associations across Montana.Explore
Hail & Roof Damage
When a hail claim comes back as a repair or partial roof and the damage says replacement.Explore
Wind & Tornado Damage
For torn shingles, peeled metal and siding losses from Chinook winds, storms and tornadoes.Explore
Water Damage Claims
Burst pipes, appliance leaks and hidden moisture when the insurer’s scope stops short.Explore
Fire, Smoke & Contents
House fires, smoke and soot, and contents claims when the rebuild or cleaning estimate is too low.Explore
Wildfire & Smoke Claims
Total losses, smoke and ash infiltration, debris removal and living expense disputes after wildfire.Explore
Snow Load, Ice Dam & Freeze
Roof collapse under snow, ice dam leaks and frozen pipes, including cabins and seasonal homes.Explore
Ranch, Farm & Outbuildings
Pole barns, machine sheds, shops and hay barns on farm and ranch policies after hail, wind, snow or fire.Explore
Insurance Estimate Review
A line-item audit of your carrier’s estimate so you know the real gap before deciding on appraisal.Explore
Umpire Services
A neutral umpire for Montana appraisal panels, chosen by both appraisers, with full conflict disclosure.ExploreNot sure where to start?
Most files begin with an estimate review
Before anyone demands appraisal, it helps to know exactly where the carrier’s estimate falls short and what that difference is worth. A review answers that quickly, and some disputes close right there with a documented supplement.
About estimate reviewsCan I hire you for just one stage?
Yes. Many clients start with a review and decide later whether to demand appraisal.
Do you handle homes, ranches and commercial buildings?
Yes: houses, cabins, condos, HOA communities, apartments, shops, churches, farm and ranch outbuildings and commercial buildings.
Do you handle hurricane claims?
Montana doesn’t get hurricanes. Our work centers on hail, wind, wildfire, winter, water and fire losses.
Think the carrier’s number is short?
Send the estimate and a few photos. We’ll tell you what we see, free.