Deadlines that sink good claims
Property policies contain time limits: prompt notice, a sworn proof of loss when requested, the window to finish repairs and recover depreciation, and a suit-limitation clause. Miss one and a strong claim can get much harder. This planner turns your date of loss into a dated list you can keep in front of you.
The Montana building season
We added a line most planners leave out: getting exterior work done before winter. In much of Montana, roofing and siding work slows sharply once snow arrives, and a spring hail claim that drags into November can mean a tarp over the winter. Plan the appraisal timeline with that in mind.
Important limits
- The default numbers are placeholders, not legal deadlines.
- Some windows run from the carrier’s written request, not the date of loss.
- Montana law can affect how some policy limits apply. If a deadline is close, talk to a licensed Montana attorney now.
The file downloads straight from your browser; nothing is sent to us. See the appraisal roadmap for where each step fits.
Questions about this tool
Is the .ics file safe to open?
Yes. It’s a plain-text calendar file created in your browser from the dates on screen. Google Calendar, Apple Calendar and Outlook can all import it.
Why is the suit-limitation default three years?
It’s only a placeholder. Policies differ and Montana law may affect the period. Read your policy’s ‘Suit Against Us’ condition and confirm with a Montana attorney.
Does demanding appraisal pause my deadlines?
Don’t assume it does. Whether appraisal affects any policy deadline depends on the policy and the law. Keep tracking every date and ask an attorney if one is near.